By: Thomas Cook

Avoid Buying A Grow Op Country Home

Grow-ops, or homes that have been used to grow marijuana, are found everywhere - even in rural country areas and cottages. So what's the big deal?  What's to worry about if you, an innocent home buyer, come along and purchase that home?  The problems are often unseen, behind the walls! What happens is that the plants are heated by grow lights and watered continuously to make them grow bigger and faster.  This produces abnormally high levels of humidity which settles in the cooler spots in the home... in the gap behind the drywall just inside of the outer walls of the home.  Mould flourishes in this environment and can become toxic to future habitation.&nbs...Read More

By: Thomas Cook

Does Your Home Insurance Cover Your Country Home And Cottage?

Does your home insurance really cover you? No, really? You might be surprised to find out that you're not quite covered where you think you are. CBC Marketplace has a video detailing just that. In the video, we learn that many homeowners whose homes were damaged in the severe flooding Toronto experienced over last summer weren’t covered. In another part of the video, a woman who purchased mortgage life insurance was denied coverage after her husband died because of an error they made when filling out the form. The video is in three segments, informing viewers about loopholes and issues that can arise with car insurance, travel insurance and home or mortgage in...Read More

By: Thomas Cook

Buying A Cottage With Friends

Have you ever considered teaming up with friends or family to purchase a home or cottage? This can be a great way to have a vacation home or even investment property in the case of a cottage. However, there are several things you'll need to consider to make sure the process goes smoothly for everyone. “Whether buying a home on your own or together in partnership with family members or friends, many of the guiding principles remain the same,” said the Associate Vice President of Retail Products at TD, Michelle Snow. “Start by setting a realistic budget, talking to a mortgage specialist for advice and taking the time to make an informed decision. The real estate m...Read More

By: Thomas Cook

Be Careful Buying A Country Home Or Cottage That Was Renovated By The Seller

Did you know that many common home or cottage renovations require that the homeowner take out a building permit from their municipality? The list of actions that require a homeowner to take out a building is larger and more extensive than many homeowners realize. Adding an addition, balcony, deck, second suite or even wood burning stove all require a building permit, along with a number of other renovations. Not having a permit can be a huge headache – even if it’s discovered long after the fact (and after the home changes hands). In fact, you could be forced to tear down an addition or go through a significant amount of construction in order to make the addition...Read More

By: Thomas Cook

Selling Your Country Home or Cottage? Don't Forget To Give It A Makeover!

 There's a great article on the CBC website right now about home staging - that is, giving your home a "makeover" before you sell it. Staging is a very improtant part of the home selling process, because it cleans up your home and makes it more appealing to buyers. The most important component of staging a home is doing so in a manner that allows buyers to visualize themselves living in your home. What are some of the most important parts of the home staging process according to the article? Decluttering: Decluttering is essential. A cluttered home is not a home that any buyer can visualize themselves in. A home that is free of clutter is spacious, airy and cl...Read More

By: Thomas Cook

Retiring To A Smaller Home In The Country?

Retiring to country home or cottage living is a dream of many. And why wouldn't it be? Moving to a smaller home can mean less upkeep and more time for the things that really matter, but there are some realities that you need to face before downsizing to a smaller abode. Make a list of things that you can get rid of.  If you’ve had your home for a while you’ve likely accumulated lots of “stuff”. Storage space in your new home or condo may be must smaller or less available, so it’s time to determine what you can leave behind. It doesn’t have to be wasteful, you can recycle it, donate it or sell it instead of just throwing it away. Get your a...Read More

By: Thomas Cook

Keep Your Country Home Or Cottage Safe From Theives When You Go On Vacation

Nothing spoils your time away like worrying about your home being safe while on vacation. One of the best things about a vacation is the opportunity to forget it all and relax, which is something you just can't do if you don't have peace of mind about what's going on back home. We've got a few tips for homeowners who are going away this spring and summer: While most contractors are reputable, having work done on your house allows more unscrupulous people a great opportunity to scope out your home and leave certain windows unlocked to come back to later. If you have strangers in your home for any reason (such as a contractor asking to use the bathroom while they&...Read More

By: Thomas Cook

Change Your Smoke Alarm Batteries For Daylight Saving Time!

Even country homes and cottages have clocks, although sometimes it doesn't feel like it when you're relaxing. At least the days are longer now that Daylight Saving Time is here!  But something else that’s becoming more tied in with when Daylight Saving Time begins (and ends) is the reminder that it’s time to check your smoke alarms and carbon monoxide detectors. This should be done twice per year, and what better time than now? Make sure that your smoke alarms and carbon monoxide detectors have fresh batteries and have been tested, and if you missed doing it earlier this month please do it now. ...Read More

By: Thomas Cook

It's Time To Give Your Country Home Or Cottage A Spring Check Up!

It's time to give your home a good once-over if you plan on selling your country home or cottage during the busy spring market (which is already here!). We've got a couple tips if you're planning on selling and want to get the most value for your home. Check your roof. If you’re not comfortable doing it yourself, you can get a roof inspection done. Missing shingles or even a roof in minor disrepair can lead to moisture intrusion and very expensive and necessary repairs later on. Gain some peace of mind for the time being! Oh, and while you’re up there – clean your cutters. All of last year’s leaves can prevent water from being diverted properly, and l...Read More

By: Thomas Cook

Country Homes And Cottages: Being A Good Neighbour

Do you have what it takes to be a good neighbour when you buy a new home? Establishing a good connection with your neighbours can lead to life-long friendships and peace of mind. Being a good neighbour builds stronger communities and gives your neighbourhood a better sense of “home”. If you’ve just moved into a new home, try actively building a great neighbourhood by keeping a good relationship with your neighbours - and remember, being a neighbour isn’t just about living next door to one another. Good neighbours can become lifelong friends - no matter where your life takes you. Nearly everyone appreciates their privacy, and some people aren’t too keen...Read More