By: Thomas Cook

More Tips For Getting Your Home Ready To Sell In The Fall

Fall is here yet again, and it's a lovely time for people to sell their homes or cottages. But staging your home to sell in the fall is a little bit different from staging your home to sell during other times of the year. It's darker outside, the air is cooler, and there's usually a mess of leaves to deal with. You need to make your home extra inviting when you're getting ready to sell in the fall. 1. Warmth – A home is your refuge from the outdoors, which is why it’s especially important to make your home appealing. As the temperatures drop, a warm, cozy house is the ultimate attraction for buyers. If you have a fireplace, use it, and don’t hesitate to ...Read More

By: Thomas Cook

Moving To A Country Home Or Cottage With Children

Children are generally less excited about moving to a new home than their parents. Where adults see exciting new opportunities, children tend to see all that they're leaving behind - friends, their school, and the home they've lived in perhaps all their lives. This can make planning to move a little difficult, even just emotionally. How to make relocating or moving to a new home with children a positive experience: Make it as easy as possible for your children to reconnect with their old friends - set up a monthly long-distance minutes budget, or plan a special visit one weekend if you're moving farther away. Keep the delivery of the news that your family is moving p...Read More

By: Thomas Cook

4 Fall Home Staging Tips

While keeping your yard and cottage or home's exterior tidy is key for selling your home in the fall, paying a significant amount of attention to your home staging and tailoring it to the fall season is also a great idea. You can use the following tips to make your home warm, inviting and much more appealing to those potential buyers! Fall Home Staging Tips For Your Interior 1. Create warm and pleasant smells. There are a variety of ways you can introduce warm smells into your home, like scented candles, scented wax or air fresheners. However, not everyone appreciates chemical scents and some people may even be allergic to them. You could put on a fresh pot of flavoured coffee or ...Read More

By: Thomas Cook

How To Make Your Cottage Or Country Home For Sale Stand Out This Fall

While fall is a beautiful time of year, the generally drab grey skys can really highlight any small imprefections your lack of maintenance your home may have. This is why when you're selling your home during the fall, it's especially important to consider your home's curb appeal. Curb appeal is defined as your home's first impression on potential buyers, as they approach from the outside. 1. Keep on top of the leaves. While the leaves are changing colour and look beautiful on the threes, once they're on the ground they can look dirty and like extra clutter. This doesn't mean that you are required to rake and rake some more, all day long. You could invest in a leaf...Read More

By: Thomas Cook

Buyers In Canada Are Willing To Spend 21% More On A Home

Are you planning on selling your country home or cottage in the next little while? A new report from BMO Bank of Montreal says that buyers across Canada are willing to spend much more now during their home search than they were when they began their search for a new home. In fact, almost half of them say they are expecting to spend 21 per cent more – or $83,556 – more on a home than when they first began their search for a home. This increases their base price to $483,397. “Housing prices in Canada have risen 18 per cent over the past four years,” said the Vice President of Personal Banking Products for BMO Bank of Montreal, Martin Nel. “As prices rise, hous...Read More

By: Thomas Cook

Selling A Country Home Or Cottage: What Stays, What Goes?

It is very understandable that a home buyer might be more than a little upset if a part of the home they're buying is gone when they're ready to move in. This can happen when the buyer and seller aren't clear with each other about their expectations, and when terms of the agreement aren't laid out properly. tems that the seller takes with them, called movables or chattels, can sometimes be confused with fixtures, or things that will stay with the home. Unfortunately, when there is confusion, there’s the possibility of litigation, unhappy buyers and stressed-out sellers. First, you need to understand what sorts of items are considered personal property (movables or ...Read More

By: Thomas Cook

What To Look For In An "Up And Coming" Country Neighbourhood

Some small towns eventually grow up. In doing so, they might be labelled the next "up and coming" place to buy a home. If you're looking for something a little less rural and a little busier than the average country setting but not as bustling as the big city, check out our tips for finding that perfect place: Take a drive or walk around town. Are the locals improving their homes and businesses? Look for such evidence as scaffolding, removal dumpsters, trucks and lawn signs belonging to trade services like general contractors, roofers, and painters. Improvement at the individual level is often tied to improvement at the community level. While on your local tour, keep an ey...Read More

By: Thomas Cook

Do's And Don'ts When Buying A Country Home Or Cottage

If you're about to buy a home for the first time, this is your first time buying a cottage or you've bought a home many times before, there are several dos and don'ts you need to be aware of - no matter how experienced you are, these are great ideas and will end up saving you money. Dos Schedule a time to meet with a mortgage lender and find out what the maximum mortgage amount that you qualify for is. You won't necessarily borrow that total amount but it's important for planning purposes to know the MAX you qualify for. While you're with the lender, get it in writing as to what interest rate they're guaranteeing you and how long that r...Read More

By: Thomas Cook

Three Things That Can Go Wrong On Closing Day

Closing day is so exciting for country home or cottage home buyers. However, it can be more than just a little disappointing if something goes awry on or just before your closing day. This is why, making one or two final visits to the home before the official closing date can be vital for saving time and ensuring a smooth transition into your new home. Things not as advertised: Imagine that sellers advertised a home with large trees that provided the home with privacy, but upon moving out allowed their neighbor to trim the trees on their side of the fence without telling the buyers, who noticed it just before closing. Their privacy was gone. The buyers were able to plant new trees, with ...Read More

By: Thomas Cook

Tips For Planning On Applying For Your First Mortgage

Considering your first-ever mortgage application can be quite daunting. However, it doesn't need to be. With a bit of planning ahead and preparation for your application, you can rest easy knowing that you've done all you can to ensure the mortgage application process goes smoothly. Mortgage lenders will primarily look at two things: the ratio of your debts to your income, and the ratio of your income to your mortgage. For example, your debts should not be more than 40% of your gross income, while your mortgage payments each month should not be more than 32% of your monthly income before taxes, according to the Canada Mortgage and Housing Corporation. If you’re over thes...Read More